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Financial experts have long considered Roth IRAs ideal investment vehicles for young workers. And with tax rates as low as they’re likely to be for the foreseeable future thanks to the 2017 Tax Cuts and Jobs Act, there has never been a better time to contribute to one, experts agree. Especially because it is almost certain that tax rates will eventually increase. By Alicia Adamczyk via CNBC with contribution from Luis F. Rosa, CFP® EA.

Nearly half of American households are in credit-card debt, carrying an average of $6,929, according to a NerdWallet analysis. Any amount of debt can feel suffocating and even insurmountable given that the average annual percentage rate (APR) is creeping toward 18%, but there are ways to get out from under it. Business Insider asked financial planners their favorite way to get out of credit-card debt, and they all recommended two equally effective strategies: the debt snowball and the debt avalanche. By Tanza Loudenback with contribution from Luis F. Rosa, CFP® EA.

Getting started investing can be scary. All investments bear some level of risk, but according to financial planners, you can't go wrong with index funds. By Tanza Loudenback via Business Insider with contribution from Luis F. Rosa, CFP® EA

Any high-yield savings account earns significantly more interest than a checking or traditional savings account, helping you make the most of money you may need to access next month or next year. Dozens of banks offer high-yield savings accounts with varying interest rates for different balance amounts, which you can think of as a reward for saving. By Tanza Loudenback via Business Insider with contribution from Luis F. Rosa, CFP® EA.

You don't have to strike gold in Silicon Valley or make it big on Wall Street to get wealthy. In fact, there's an even easier way: Save early, consistently, and automatically. Business Insider recently asked a handful of certified financial planners (CFPs) to share their favorite way to build wealth. They overwhelmingly endorsed automating savings through retirement account contributions or auto-transfers between bank accounts. By Tanza Loudenback for Business Insider with contribution from Luis F. Rosa, CFP® EA

The real estate market has experienced a slowdown in the past two years with rising mortgage rates, high costs and low inventory. But despite those barriers, millennials are expected to keep buying homes—with help from mom and dad. By Jacqueline Sergeant for Financial Advisor Magazine with contribution from Luis F. Rosa, CFP® EA.