If there's anyone you should turn to for honest and objective money advice, it's a financial planner. Certified financial planners have a fiduciary responsibility to provide guidance and recommendations that are in your best interest — not theirs, their company's, or anyone else's. That said, financial planners can still offer sound and actionable advice when they're not sitting with a client one-on-one. Here's some of the smart money advice financial planners have shared with us. By Tanza Loudenback via Business Insider with contribution from Luis F. Rosa, CFP® EA.